# Settle > Settle guarantees rent for newcomers to Canada and reports rent payments to Equifax to build prime Canadian credit — no Canadian credit history or guarantor required. Settle helps newcomers move into a Canadian rental without the usual barriers: no large deposit trapped, no Canadian guarantor, and no outdated credit check. We sign as the guarantor for the landlord, and we report verified rent to Equifax so renters build prime Canadian credit from Day 1. ## Pages - [Home](/): What Settle is and who it's for. - [Pricing](/pricing): 5% monthly rent guarantee, no deposit trapped, cancel after 12 months. - [Build Credit](/build-credit): Settle RAD Reporting — turn rent into prime Canadian credit at Equifax. - [Partners](/refer): Refer renters — for landlords, agents, brokerages, and property managers. - [NGOs & Settlement Agencies](/ngos): Non-Profit Partner Program — fully subsidized rent guarantee for newcomer clients. - [Apply](/apply): Start a Settle application. ## Optional - [Unsubscribe](/unsubscribe): Manage email preferences.