Trusted by 50+ GTA Landlords & Agencies
RECOGNIZED BY MODERN FINANCE MEDIA
“structured rent guarantees lower deposit requirements, reduces barriers to entry for income-capable renters, and improves housing stability.”
“Settle evaluates income velocity, savings patterns, and expenditure volatility through Open Banking... with same-day results.”
“By removing the need for a credit score, Settle is able to provide landlords with a written 12-month guarantee and help tenants to build a credit score starting with their very first lease.”
Simple. Transparent. Guaranteed.
We leverage AI agents to drive the entire rental lifecycle, delivering massive benefits to both tenants and landlords.
Intake & ConversationZero Wait Times.
Say goodbye to being on hold. Our intelligent concierge handles your initial intake via text or call instantly. Get immediate answers and start your application the second you're ready.
Concierge
Absolutely. We use your global footprint to verify you. Scanning now...
Doc Review & UnderwritingSeen for Who You Are.
Traditional credit scores miss perfectly solvent renters. Our intelligent underwriting instantly analyzes your global financial health and income velocity, approving you in minutes, not days.
Missing
Approved
Via global income velocity
Active Servicing & SupportProactive, 24/7 Support.
We handle the relationship so landlords don't have to. From gentle payment reminders to instant multilingual support for tenants, our systems ensure rent is paid on time and credit is actively built.
Guaranteed ResolutionTrue Peace of Mind.
If life happens, we ensure financial continuity for everyone. Our systems instantly provide support, bridge payment gaps, and keep the housing relationship secure while our guarantee ensures landlords never miss a single payment.
Immediate landlord coverage activated on payment anomaly.
Move In & Build Your FutureUnlock Your Financial Future.
It's not just about getting the keys. Our automated servicing logs your on-time payments and seamlessly reports them to credit bureaus every single month. Build the Canadian credit history you need for your future.
Concierge
Absolutely. We use your global footprint to verify you. Scanning now...
Ready to secure your new home?
Check EligibilityExclusive Inventory
Unlock verified listings in the GTA's most desirable neighborhoods.
Downtown
1 Bedroom + Den
$2,400 / mo
Yorkville
2 Bedroom
$3,100 / mo
Midtown
Studio
$2,150 / mo
How Money Moves
We handle the flow of funds to eliminate ambiguity and provide a 100% guarantee for both parties.
Renter Pays
One simple payment (Rent + 5% Fee) to Settle*.
Settle* Receives
We verify the funds and initiate the guarantee.
Landlord Paid
Guaranteed rent is sent directly to the Landlord.
Bank-grade Security & Compliance
Equifax Reporting
We build your Canadian credit history with every rent payment.
PIPEDA Compliant
Your data is encrypted and handled with the highest privacy standards.
Secure Payments
Bank-level encryption for all financial transactions.
Who Are You?
Select your path to get started with the modern standard of rent guarantees.
I'm a Landlord
I want to fill vacancies faster with guaranteed tenants and zero risk of rent arrears.
I'm a Renter
I want to unlock premium housing without a 12-month deposit or Canadian credit history.
I'm an Agent
I want to close more deals and offer my clients the Settle* guarantee without cutting my commission.