Pricing
The ultimate advantage for the Canadian rental market.
A 5% premium, equivalent to just 18 days of rent annually, to secure your lease, preserve your capital, and build a prime credit profile from Day 1.
The Settle Guarantee
A fractional $110/month premium for a $2,200 prime lease.
- Guaranteed Backing
We stand behind your application with the full weight of Settle.
- Keep your cash liquid
Preserve your capital for what matters. No 6–12 month deposits.
- The Settle Advantage
Get into the home you want, even without local references.
Build a prime Canadian credit profile from your first rent payment.
No hidden fees. Cancel anytime after 12 months.
Mathematical certainty
The ROI of a premium profile.
Leading professionals manage their capital with intent. See how keeping your cash liquid and building a prime credit profile outperforms a traditional landlord deposit.
6-Month Deposit
Paying 6 months of rent upfront requires draining $13,200 from your bank account on Day 1.
Annual premium
Pay a fractional monthly premium and keep your capital liquid for investments, emergencies, and settling in.
Comparison
Why Settle is the smarter choice.
The value of your premium.
Settle is more than a guarantee. It's the ultimate advantage for newcomers to the Canadian market.
The strongest application in the pile
Our guarantee levels the playing field. Win the bidding war for your dream home without trapped cash.
Your built-in Canadian guarantor
Skip the stress of finding local co-signers. We act as your backing, ensuring your landlord has nothing to chase.
Accelerate your financial identity
Building prime credit shouldn't take years. We report your on-time rent so you're ready for your first car or home loan.
Calculate your savings.
See exactly how much cash you keep in your pocket by avoiding the sizeable upfront deposit trap.
This small fee guarantees your lease and builds your credit score.
Based on avoiding a standard 6-month upfront deposit. Liquid cash you can invest, save, or use to furnish your new home.
Frequently answered questions.
Is the fee refundable?+
The 5% monthly premium is a service fee that covers our guarantee, credit reporting, and concierge support, it is not a refundable deposit. You can cancel anytime after the initial 12-month term.
Do I still pay my landlord directly?+
You make one simple monthly payment to Settle (rent + 5%). We forward the guaranteed rent to your landlord on time, every month.
What is the 'Graduation' program?+
After 12 months of on-time payments, you graduate to a stronger credit profile and can transition to paying your landlord directly, keeping the credit you've built.