Simple, transparent pricing.
No hidden fees. No 6-12 month deposits. Just a small monthly fee to unlock your home and build your future.
The Settle* Guarantee
For a $2,200 apartment, you pay $110/month.
Guaranteed Approval
Access to our network of verified landlords.
0% Down
Move in with just First & Last, not 12 months.
Credit Building
We report every rent payment to Equifax/TransUnion.
Concierge Support
Dedicated housing specialist for lease negotiations.
No hidden fees. Cancel anytime after 12 months.
Why Settle* is the smarter choice.
| Feature | The Old Way | The Settle* Way |
|---|---|---|
| Upfront Cost | $25,000+ (6-12 Months Rent) | $0 (Standard First/Last only) |
| Credit Score | Zero Impact (Rent is ignored) | Builds Canadian History (Reported monthly) |
| Liquidity | Savings are locked up | Keep your cash for life |
| Risk | High (Scams, cash deals) | Secure (Vetted landlords) |
The Value of Your 5% Fee
Settle* isn't just a payment processor. It's an institutional guarantor that works for you.
Risk Transfer
We take on 100% of the financial risk. If you can't pay, we do. This is why landlords choose Settle*.
Credit Building
Every payment is reported to Equifax, building your Canadian credit history from day one.
Housing Access
Skip the 6-12 month upfront deposits. Get into the homes others are rejected from.
Calculate Your Savings
See exactly how much cash you keep in your pocket by avoiding the 12-month deposit trap.
This small fee guarantees your lease and builds your credit score.
Upfront Cash Saved
That’s liquid cash you can invest, save, or use to furnish your new home.