Settle*

Rent your dream home in Toronto.

We guarantee your rent to the landlord, so you can get approved without outdated credit checks or personal guarantors.

Get pre-qualified in 5 minutes. No impact on credit score.

Trusted by 50+ GTA Landlords & Agencies

Toronto RentalsCondo.caRentals.caZumperSettlement.org

Simple. Transparent. Guaranteed.

We bridge the trust gap between you and your future landlord.

Apply

Tell us about your income and move-in date. We assess your global financial health, not just Canadian credit.

Verify

We guarantee your rent to the landlord, replacing the need for a co-signer or 12-month deposit up front.

Move In

Sign a standard lease and pay monthly. We report your on-time payments to Equifax to build your credit.

Exclusive Inventory

Unlock verified listings in the GTA's most desirable neighborhoods.

Check Eligibility to Unlock

Downtown

1 Bedroom + Den

$2,400 / mo

Verification Required

Yorkville

2 Bedroom

$3,100 / mo

Verification Required

Midtown

Studio

$2,150 / mo

Verification Required

How Money Moves

We handle the flow of funds to eliminate ambiguity and provide a 100% guarantee for both parties.

Renter Pays

One simple payment (Rent + 5% Fee) to Settle*.

Settle* Receives

We verify the funds and initiate the guarantee.

Landlord Paid

Guaranteed rent is sent directly to the Landlord.

Bank-grade Security & Compliance

Equifax Reporting

We build your Canadian credit history with every rent payment.

PIPEDA Compliant

Your data is encrypted and handled with the highest privacy standards.

Secure Payments

Bank-level encryption for all financial transactions.