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Settle*

PIPEDA Compliance

Your Data Privacy & Security.

Last Updated: January 10, 2026

Bank-Grade Protection

Your financial security is our highest priority.

Settle* operates in strict compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA). We understand that your financial data is sensitive, and we treat it with bank-grade security.

Compliance Highlights

  • Data Residency: All user data is stored and processed within Canada (AWS ca-central-1 region) to ensure it remains subject to Canadian privacy laws.
  • Encryption: Sensitive data is encrypted at rest using AES-256 and in transit using TLS 1.3, the same standards used by major financial institutions.
  • Access Control: Strict role-based access ensures only authorized underwriting staff can view your sensitive documents during the approval process.
  • Retention: We retain financial records only as long as required by law (7 years), after which they are securely destroyed.

Accountability

We have designated a Privacy Officer who is responsible for our compliance with PIPEDA principles. If you have questions about our handling of your personal information, please reach out to us.

Disclaimer: The information on this page is for informational purposes only and does not constitute legal advice. We recommend consulting with a legal professional for specific legal concerns.