PIPEDA Compliance
Your Data Privacy & Security.
Last Updated: January 10, 2026
Bank-Grade Protection
Your financial security is our highest priority.
Settle* operates in strict compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA). We understand that your financial data is sensitive, and we treat it with bank-grade security.
Compliance Highlights
- Data Residency: All user data is stored and processed within Canada (AWS ca-central-1 region) to ensure it remains subject to Canadian privacy laws.
- Encryption: Sensitive data is encrypted at rest using AES-256 and in transit using TLS 1.3, the same standards used by major financial institutions.
- Access Control: Strict role-based access ensures only authorized underwriting staff can view your sensitive documents during the approval process.
- Retention: We retain financial records only as long as required by law (7 years), after which they are securely destroyed.
Accountability
We have designated a Privacy Officer who is responsible for our compliance with PIPEDA principles. If you have questions about our handling of your personal information, please reach out to us.
Disclaimer: The information on this page is for informational purposes only and does not constitute legal advice. We recommend consulting with a legal professional for specific legal concerns.